![]() ![]() Learn how we choose our top IUL carriers and the criteria we look for in the best performing IUL products by clicking here to skip down.Īt the bottom of the page, you can request a call with us to compare quotes from the best-indexed universal life companies by having us run your particular age, health, and financial parameters through our IUL calculator to see which will be the best-performing IUL for you when stress-tested to simulate lower interest rate environments. Keep checking back and note the date at the top.) (note: These indexed universal life insurance company reviews will continue fluctuating with ongoing volatility. Plummeting interest rates and ongoing market index volatility has caused the best performing IUL list to change since even the top IUL carriers must continue lowering cap rates and participation rates.įor this reason, we strongly recommend heavily stress-testing the best indexed universal life companies to see how they perform with below-average index crediting rates, and possibly even check out the best whole life insurance product.On January 1, 2020, all life insurance companies lowered their IUL fees due to the mandatory adoption of the most recent mortality tables. ![]() Our best indexed universal life reviews has shifted from 2 factors forcing change upon best performing IUL products.
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